This seminar has no registration fee, and all course materials are complimentary for registrants. Hotel, travel and most meal costs are the responsibility of the attendee. Spouses are also encouraged to attend. Registration is limited to 180 individuals and will be filled on a first-come, first-served basis. Attendees should plan to bring a laptop, tablet or other device. Additional information will be emailed before the seminar to help you prepare for this personalized learning experience, and other materials will be provided onsite.

Agenda| August 11–12

Tuesday, August 11

8 a.m.   
Registration + Continental Breakfast

8:30—11 a.m.  
Retirement Starts Now: Vision, Mindset, and Income Planning
NTCA Member Relations
Retirement is far more than a financial milestone—it’s a significant life transition that brings new opportunities, choices, and responsibilities. This opening session sets the stage for the entire seminar by helping you shift your mindset from years of saving and accumulation to designing the life you want to live in retirement. We will explore what a meaningful retirement looks like for you by identifying personal goals, values, lifestyle priorities, and expectations for this next chapter. Whether your plans include travel, community involvement, family time, or pursuing new interests, understanding your vision is the first step toward building a sustainable plan. From there, we will connect your vision to the practical side of retirement: understanding your income. Participants will gain a clear overview of the key income sources that may support retirement—including pensions, retirement savings, Social Security, and other personal assets. We will discuss how these sources work together and introduce foundational concepts for determining “how much is enough.”

11 a.m.—12 p.m.     
NTCA Savings Plan: Plan Details & Distribution Options in Retirement
Fidelity Investments
Your NTCA Savings Plan is an important component of your retirement income strategy. In this session, we will review the structure of the plan and help you better understand how your savings can support your long-term retirement goals. Participants will learn how to navigate and review their account information using Fidelity NetBenefits, including plan balances, contribution sources, and available investment options. We will discuss investment options, the broad array of tools and resources through your Fidelity offering, and cover the distribution options at retirement. This session is designed to help you feel comfortable with navigating your NTCA Savings Plan at this stage of your planning.

12—1:30 p.m.
Lunch Break
Enjoy time to relax and recharge during lunch on your own. Participants may choose to dine at one of the hotel’s on-site restaurants or explore the many dining options available throughout the surrounding community.

1:30—2:30 p.m.    
R&S Program: Your NTCA Pension, Pension Point, and Customizing Your Benefit
NTCA Member Relations
The NTCA Retirement & Security (R&S) Program pension is a key element of retirement income for many participants. In this session, we will walk through the details of how the pension works and how it can be incorporated into your retirement income plan. Participants will learn how to access and use Pension Point to review their estimated benefits and planning tools. We will discuss how your pension benefit is calculated, what your projected retirement income may look like, and how various distribution options may affect your long-term financial security. This session will also cover the available payment options, including the advantages and considerations of different benefit forms. By understanding these choices, you can better customize your pension to align with your personal financial needs, family considerations, and retirement lifestyle.

2:30—3:30 p.m.
Investment Considerations: Investment Fundamentals Related to Retirement
Fidelity Investments
As retirement approaches, your investment strategy may need to evolve from focusing primarily on savings, to now moving into a spending phase of your retirement savings. In this session, Fidelity professionals will discuss key investment principles that can help guide your financial decisions during retirement. Topics will include managing risk, diversification, creating sustainable income streams, and maintaining a long-term investment perspective. Participants will also be introduced to the tools, planning resources, and educational support available through Fidelity to help monitor and manage retirement investments.

Beginning at 3:30 p.m.
Individual Consultations 
Following the afternoon sessions, participants will have the opportunity to schedule one-on-one conversations with representatives from Fidelity and NTCA. These individual meetings allow you to ask personal questions, review specific retirement planning considerations, and gain additional clarity on the topics discussed during the day. 

Wednesday, August 12

8 a.m.     
Registration + Continental Breakfast

8:30—10 a.m.  
Healthcare Considerations: Medicare, Health Plan Decisions in Retirement Planning, & NTCA Group Health Lifetime Extension
NTCA Member Relations Manager
Healthcare planning is one of the most important—and often most complex—components of retirement. Understanding your options early can help you make confident decisions and avoid costly surprises later. This session will provide an overview of Medicare eligibility, enrollment timelines, and the various parts of Medicare coverage. We will also discuss supplemental coverage options and help participants understand how these programs may work together. In addition, we will review the NTCA Group Health Lifetime Extension option for companies currently participating in the NTCA Group Health Program. Participants will gain insight into how this benefit may provide continued health coverage in retirement and how it may fit into their overall healthcare planning strategy.

10—11 a.m.       
Income Planning and Social Security: Strategies for Maximizing This Key Benefit
Fidelity Investments
Social Security plays a critical role in many retirement income plans, but the timing and strategy surrounding when to claim benefits can significantly impact long-term financial outcomes. In this session, Fidelity experts will explain how Social Security benefits are calculated and how different claiming ages affect the amount you receive. We will also discuss strategies for coordinating Social Security with other retirement income sources to create a more balanced and sustainable income plan. Participants will gain practical insights into how thoughtful timing decisions can help maximize lifetime benefits and support financial stability throughout retirement.

11 a.m.—12 p.m.   
Estate Planning: Securing Your Legacy Plan
Estate Planning Attorney
Estate planning is an essential step in protecting your assets and ensuring that your wishes are carried out for the people and causes that matter most to you. This session will introduce the fundamental components of an effective estate plan, including wills, beneficiary designations, powers of attorney, and healthcare directives. We will also discuss how these tools help protect your family, simplify the transfer of assets, and ensure your financial and medical decisions can be carried out if you are unable to make them yourself. By understanding these important elements, participants can begin taking steps toward creating or updating an estate plan that provides clarity, protection, and peace of mind.

Beginning at 12 p.m.
Individual Consultations 
Following the afternoon sessions, participants will have the opportunity to schedule one-on-one conversations with representatives from Fidelity and NTCA. These individual meetings allow you to ask personal questions, review specific retirement planning considerations, and gain additional clarity on the topics discussed during the day.