Online  | January 19-22, 2026

Proper planning is the foundation of being “ready” to retire. The NTCA Retirement Readiness Seminar provides an educational opportunity so you can learn the steps important in planning for the fullness of living well in retirement. Join us for our annual online version of this popular seminar. 

REGISTER

*Registration closes December 26, 2025.

Agenda

Monday, January 19

1:00-1:45 p.m. ET   

Module 1: Retirement Starts Now: Mindset and Vision  

Retirement is more than a financial event; it's a major life transition. In this opening session, we’ll help you shift your mindset from saving to living your retirement vision. Learn how to set meaningful goals and align your values with this exciting new chapter.

 

2:00-2:45 p.m. ET

Module 2: How Much is Enough: My Income Sources in Retirement 

Understanding your retirement income is key to financial confidence. This session breaks down the core income sources you’ll rely on — pensions, savings, Social Security, and more — so you can evaluate how much you’ll need and where it will come from.

 

3:00-4:00 p.m. ET 

Live Q&A  

Enjoy a live question-and-answer session surrounding Modules 1 & 2 with your NTCA Retirement Readiness Team.  

Tuesday, January 20

1:00-1:45 p.m. ET

Module 3: The NTCA Retirement & Security Program: Your NTCA Pension, Pension Point, and Customizing Your Benefit   

Dive into the details of your NTCA Retirement & Security Program. Learn how Pension Point can assist you in your retirement income planning, what your specific benefit might look like, and the ways you can tailor your pension to meet your income needs and lifestyle in retirement.

 

2:00-2:45 p.m. ET 

Module 4: The NTCA Savings Plan: Plan Details & Distribution Options in Retirement 

Learn more about your NTCA Savings Plan and the options available through this powerful income source in retirement. We’ll explore the sources, distribution options and decisions that help you get the most from the nest egg you’ve built over your career.

 

3:00-4:00 p.m. ET

Live Q&A  

Enjoy a live question-and-answer session surrounding Modules 3 & 4 with your NTCA Retirement Readiness Team.  

Wednesday, January 21

1:00-1:45 p.m. ET  

Module 5: Estate Planning: Securing Your Legacy Plan 

Estate planning isn’t just for the wealthy, it’s for everyone who wants a say in what happens next. We’ll explore wills, powers of attorney, beneficiaries, and other tools to ensure your legacy is protected and your wishes are honored. Please note that this session will not include a live Q&A with an estate planning attorney. Because estate planning laws vary by state, the information provided is intended as general education. While the session will be valuable for all attendees, we recommend consulting an attorney in your state for guidance on your specific situation.

Our speaker for this module is Philip J. Ruce, J.D., LL.M. He is a Minnesota estate planning attorney and the director of Estate Planning at Stone Arch Law Office in Minneapolis. A former financial advisor and trust officer, Philip has worked on thousands of trusts and estates. Find out more about this speaker.

 

2:00-2:45 PM ET

Module 6: Healthcare Considerations: Medicare & Health Plan Decisions in Retirement Planning   

Healthcare is one of the most important and complex retirement decisions you’ll face. This session walks through Medicare basics, supplemental coverage, and the NTCA Group Health Program Lifetime Extension as a retiree health plan option for companies currently offering NTCA Group Health Program options to employees.

 

3:00-4:00 p.m. ET 

Live Q&A

Enjoy a live question-and-answer session surrounding Module 6 with your NTCA Retirement Readiness Team.  

Thursday, January 22

1:00-1:45 p.m. ET + Live Q&A – 1:45-2:00 p.m. 

Module 7: Social Security Made Strategic: Understanding an Essential Income Source  

(Presented by Fidelity Investments)  

Timing and strategy can make a big difference with Social Security. In this session, Fidelity experts guide you through how benefits are calculated, when to claim and how this income fits into your broader retirement plan.

 

2:00-2:45 p.m. ET + Live Q&A – 2:45-3:00 p.m.

Module 8: Investment Considerations: Investment Basics Related to Retirement  

(Presented by Fidelity Investments) 

Your investment approach may need to shift as you move into retirement. This Fidelity-led session helps you better understand the tools and resources available to you through Fidelity, covering essential principles for managing risk, preserving capital, and generating income during your retirement years.

 

3:00-4:00 p.m. ET 

Live Q&A  

Enjoy a live question-and-answer session for any final inquiries with your NTCA Retirement Readiness Team.